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                Disclaimer
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            <p>To help the government fight the funding of terrorism and money
                laundering activities, federal law requires all financial
                institutions to obtain, verify, and record information that
                identifies each individual or business who opens an account. What
                this means for you: when you open an account, we will ask for your
                identifiable information including your full name, address, date of
                birth, and other business information that will allow us to identify
                you. We may also ask to see your Identification Card, Driver's
                License, and/or other identifying documents.</p>
            <p>The following information must be provided for Sole Proprietors or
                each individual, if any, who directly or indirectly owns twenty-five
                percent (25%) or more of the ownership interest of the Legal Entity
                in this application as well as an individual with significant
                responsibility. A Legal Entity includes a general partnership, a
                corporation, limited liability company or other entity that is
                formed by a filing of a public document with a Secretary of State or
                similar office, and any similar business entity formed in the United
                States.</p>
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